Roofing Contractor With Multiple Florida Locations Files for Chapter 11 Bankruptcy

An Inc. 5000-ranked Florida roofing contractor just filed for Chapter 11 with more debt than assets.

Whatnow News Team News Writer
Representative Image, Certified Roofing Solutions, LLC files for bankruptcy (Image credit: Pixabay | Created on Canva)

Certified Roofing Solutions, LLC has officially commenced bankruptcy proceedings. The company provides roofing and exterior home improvement services throughout Florida.

Court filings tied to the company’s Lynn Haven headquarters show it entered Chapter 11 with liabilities exceeding its assets. The company is expected to continue operating during the bankruptcy proceedings.

Certified Roofing Solutions, LLC Files for Chapter 11

According to case records available through PACER, the company submitted its petition on July 19, 2026. Company owner Titus Lea signed the petition before it was filed.

The records identify Certified Roofing Solutions, LLC as a small business debtor, which decided to move forward with a Subchapter V filing. Subchapter V is designed to help eligible small businesses reorganize through a faster and more cost-effective bankruptcy process.

About the Company

Certified Roofing Solutions provides a wide range of residential and commercial roofing services across Florida. Its services include roof repairs, replacements, emergency roofing, roof coatings, siding, gutters, and solar roofing systems. Besides roofing, the company offers exterior improvement services.

Founded in 2017, the company has grown with multiple service locations throughout the state. These include Lynn Haven, Ocala, Pensacola, Punta Gorda, and Winter Garden. The company website lists one of its locations in Georgia as well.

According to its website, the company is a GAF Master Elite Contractor. The company has also been recognized on the Inc. 5000 list.

Consistent Financial Strain Affects Roofing Contractors Nationwide

Several roofing contractors have filed for bankruptcy in recent months amid ongoing financial challenges.

A Jacksonville, Florida-based roofing company-initiated bankruptcy proceedings on June 1, 2026. The petition showed that Ready Roofing, LLC is proceeding using Subchapter V. The residential and commercial roofing contractor provides services across Northeast Florida.

Texas-based Ribbit Roofing, LLC filed for Chapter 11 proceedings on May 18, 2026. Court records show the company elected to proceed under Chapter 11, Subchapter V, to reorganize its finances. Its services across the Dallas-Fort Worth area include roof repairs, replacements, and inspections.

Gates Enterprises LLC submitted its Chapter 11 petition on May 8, 2026. Case records showed that the roofing and exterior restoration firm faced a financial gap. The Denver-based company provides specialized offerings, including storm damage repair, roof replacement, and insurance restoration.

Koinonia Construction Inc. voluntarily filed for bankruptcy on April 3, 2026. The Chapter 11 petition showed the construction and roofing service provider had more than 100 creditors while filing in the court. The company primarily provides roofing and siding services.

A local roofing contractor in Snohomish turned to bankruptcy protection on March 19, 2026. Case filings showed that Asset Roofing Company LLC faced more than $4 million in liabilities. Its residential and commercial roofing services span the Pacific Northwest.

Latest Case Details

Case records show that the company submitted a summary of assets and liabilities. According to it, while the liabilities are estimated at around $3.28 million, the assets of Certified Roofing Solutions, LLC are approximately $900,681. The numbers suggest that Certified Roofing Solutions, LLC owes more than what it owns.

The records add that the company submitted a list of creditors with the largest unsecured claims. The total sum of these claims are more than a million with New Shoes Enterprise alone making a claim of $1.17 million. Other creditors include American Express, Mulligan Funding, Bank of America, Lansing Building Products, and others.

Court filings state that no funds are expected to remain for unsecured creditors after administrative expenses are paid.

Attorney Michael Moody of Michael H. Moody Law is offering legal representation in this case.

A summary of the Chapter 11 petition is shared here:

  • Filing Date: July 19, 2026
  • Court and Jurisdiction: U.S. Bankruptcy Court for the Northern District of Florida
  • Type of Filing: Active, Voluntary Petition
  • Chapter: 11, Subchapter V
  • Case Number: 26-50145
  • Estimated Assets: Between $500,001 and $1 million
  • Estimated Liabilities: Between $1,000,001 and $10 million
  • Estimated Creditors: 1-49
  • Reason for Filing: Reorganize finances under court supervision

The latest filing allows Certified Roofing Solutions, LLC to continue operating while working to address its financial obligations under court supervision. The case is also expected to determine how the company moves forward with its restructuring plans.

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